The same clean money, the same destination, in opposite orders. The difference is when it arrives.
Normal path12 to 16 months
Documentation firstYou travel, start the process and wait for the cédula: 6 to 8 months.
Personal accountOnly with the cédula in hand, and in dollars, if the bank accepts it.
Compliance and queueThe remittance goes into the bank's review: with no dossier, it stalls.
IOF of 3.5%The money only leaves Brazil at the end, paying the full rate.
Romper path · Group or Private60 to 90 days
Meeting and analysisThe agent defines the model and Romper builds your source dossier.
Contract and structureThe structure already exists: nothing opens from scratch, nothing waits for the cédula.
SWIFT contribution · IOF 1.1%The capital crosses and stays positioned in dollars in Paraguay.
And your documentation runs in parallel, with the same team, already included in both models.
What Romper sees go wrong
A promise of miraclesdoesn't cross a border.
The pressure to bring in capital created a market of shortcuts. These are the four that reach our table most often, after they go wrong:
“IOF exemption”
It doesn't exist. The IOF is a Brazilian tax: no one in Paraguay exempts it. What exists is the right rate for the right purpose, set out in law.
The advisor's borrowed account
Money that enters a third party's account is a gift to a stranger until proven otherwise. When the advisor disappears, no contract gives it back.
The remittance that stalls in compliance
Sending without a source dossier ends with the capital frozen for months at the bank, and the alert reported to the regulator.
“Cédula in weeks”
A public agency's timeline can't be promised. Whoever promises it is selling what they don't control, with your wealth caught in the middle.
Romper's thesis
The law gives capital contributionsa better door.
Capital that enters through the corporate route, as a contribution into an established structure, leaves Brazil with IOF of 1.1%, not 3.5%. It's a statutory rate, not a benefit someone grants.
And it enters documented end to end: an exchange contract with a declared purpose, proven source, registered beneficiary. Paraguay is off every tax-haven list of the Brazilian tax authority: being transparent and declarable is exactly what protects you.
In numbers: on an inflow of US$ 500,000, the difference between 3.5% and 1.1% is US$ 12,000, before any other effect of the structure.
The two models
Group or Private.The meeting defines yours.
Two structures, two profiles. What's here is what each one delivers; how each one works on the inside is presented in a meeting, with a contract on the table, not on a website page.
Group
by invitation · after analysis
no company to open, maintain or close
Your capital waits for your documentation in the same structure that holds the founders' wealth
Full prior analysis: criminal, civil and debt in the country of origin (US$ 2,500, non-refundable)
With the cédula in hand, you decide: withdraw in dollars or guaraníes, or stay
Among those approved, some are invited into Romper's real estate curation: the same addresses where the founders place their own wealth. The invitation is individual and happens in a meeting. Never through an ad.
The prices for both models are published at the bottom of this page, like everything at Romper: price on screen.
How it works
From the meeting to the key,in the right order.
01 · Meeting
With the immigration agentThe agent understands your case, presents both models from the inside and says which one fits, or whether none fits.
02 · Analysis
Source dossier and suitabilityIncome tax returns, statements and contracts that back the capital. In Private, a full analysis in the country of origin. With no dossier, there's no contract.
03 · Contract and contribution
SWIFT, with a declared purposeSigned contract, an exchange with a contribution purpose (1.1%) and a transfer from your own account: never from third parties, never in crypto.
04 · Documentation
Comfort runs in parallelWhile the capital is already positioned, the team handles your admission and cédula: the Comfort package is included in both models.
05 · Cédula in hand
You take overIn Private, Romper steps out of the representation and the company is entirely yours. In Group, you withdraw your share, or you stay.
Capital and document
Having the money andbeing able to prove the money.
The inflow only happens with proven source: a compatible income tax return, statements and the contracts that generated the capital. It's the same standard the bank requires, and it's what makes your remittance go through instead of stalling.
SWIFT transfer only, only in your own name. Crypto, cash and third-party accounts don't come in here, not out of bureaucracy, but because that's what keeps your capital defensible in an audit, at the bank and in court, in both countries.
Transparency on your side too: you remain responsible for your country's obligations: the annual return and, where applicable, the declaration of assets held abroad. Romper delivers in writing what must be reported. Anyone who promises otherwise is selling you a problem.
The math on screen
The same money.Months of difference.
Compare it with the common path: the remittance to your own account, with the documentation running afterward. The figures below use Romper's published prices and the IOF rate for each purpose.
Group · contribution of US$ 150,000
Common pathIOF of 3.5% on the remittance: US$ 5,250. Immigration documentation separately: US$ 1,897. The source dossier is on you, and the remittance can stall in compliance.
Total US$ 7,149and the capital only becomes available after the cédula, 12 to 16 months
Group packageIOF of 1.1% on the contribution: US$ 1,650. Full package: US$ 4,997; suitability, analysis, structuring and the immigration documentation included. Source dossier built by Romper.
Total US$ 6,647US$ 502 cheaper and the capital crosses before the cédula
Private · contribution of US$ 100,000
Common pathIOF of 3.5% on the remittance: US$ 3,500. Documentation: US$ 1,897. First-year accounting with the incorporation covered by Romper through December 31, 2026: US$ 1,997. Representation and source dossier on you.
Total US$ 7,396and the company is only born after you arrive
Private packageIOF of 1.1% on the contribution: US$ 1,100. Full package: US$ 6,500; company incorporated in your name, representation until your cédula comes through, first-year accounting and documentation, all inside.
Total US$ 7,600and the capital crosses before the cédula
At the minimum contribution, US$ 204 more than the common path, and only there. From US$ 108,500 of contribution on, Private already costs less, and the gap grows by US$ 24 for every thousand dollars. At the minimum, those 204 are the price of the capital entering BEFORE the cédula, with the source dossier and representation inside. Radical honesty is telling both sides.
How much do you plan to contribute?Drag or type the amount: the math runs instantly, with this page's prices.
US$
Group
saves US$ 1.702
cheaper than the common route, and the capital crosses before the ID card
Private
saves US$ 2.196
cheaper than the common route, and the capital crosses before the ID card
Calculation: 3.5% IOF on the common remittance versus 1.1% on the capital contribution, a difference of US$ 24 per US$ 1,000. On the common-route side, the migratory documentation (US$ 1,897) and, in the Private scenario, also the first-year accounting (US$ 1,997) are included. Notary fees, registrations and translations run separately on both sides.
The advantage grows with the contribution: every extra US$ 1,000 saves US$ 24. It's the difference between the 3.5% IOF of a common remittance and the 1.1% of a capital contribution. Group starts costing less than the common path from US$ 129,000 of contribution; Private, from US$ 108,500, because its package already includes the first-year accounting you'd pay for anyway. At US$ 300,000, Group saves US$ 4,102 and Private, US$ 4,596. Notary fees, official registrations and translations are passed on separately on both sides of the ledger.
The price of each model: price on screen
One package per model: your immigration documentation and the service of bringing in your capital, for the same price. The number grows with the contribution because part of it is a percentage. The breakdown is in each card.
Aceleradora Patrimonial · Group
by invitation · after analysis
Group
package from US$ 4,997
at the minimum contribution of US$ 150,000
Breakdown: US$ 2,500 of suitability and analysis + 2% on the contribution
Immigration documentation (Comfort package) included
Notary fees, official registrations and translations are passed on separately, disclosed before the contract. From the 2nd year on, the Private company follows Romper's standard accounting table. The IOF is a Brazilian tax paid on the exchange, not to Romper. The Group's internal terms are handled exclusively in the meeting and the contract.
Where Romper says no
We don't accept.
Protecting those who come in starts at the door. If your case is here, the answer is already no, and we save your time now.
A source that can't be provenWithout income tax returns, statements and contracts compatible with the amount, there's no analysis, there's a refusal.not accepted
Crypto, cash or a third-party accountSWIFT only, only in your own name. Triangulation ends the conversation.not accepted
Moving the contribution before the cédulaThe capital stays positioned until your documentation comes through. Anyone who needs free liquidity isn't a fit for this product.not accepted
Immigration outside RomperThe documentation is part of the product: Comfort is included and handled by our team, always.not accepted
“IOF exemption” and secrecyAnyone who asks for what the law doesn't give, or asks for Brazil not to find out, hears no in the first sentence.not accepted
Serious criminal record and debtsA relevant criminal case, serious enforcement or political exposure without robust documentation: the analysis fails it.not accepted
Below the minimumBelow the published minimums, the structure doesn't pay for itself: a common bank remittance serves better.not accepted
Guaranteed returnRomper doesn't promise returns: to anyone demanding a guaranteed gain, the no is immediate.not accepted
The questions that come before the meeting
Short answers, on purpose. The good part, the immigration agent tells you in the meeting.
Why doesn't the page explain how each model works on the inside?
Because the design is presented case by case, with a contract on the table. The meeting is free, and that's where everything becomes clear.
Is this a financial investment?
No. It's corporate and immigration structuring, with a contract. Romper doesn't sell investments and doesn't promise returns.
How long until my capital is positioned in Paraguay?
60 to 90 days at most, with the complete dossier. The timeline for your case, the agent shows you in the meeting.
Is the 1.1% IOF a promotion of yours?
No, it's a statutory rate, from the right door. How your case enters through that door is exactly what the agent designs in the meeting.
Can I use the money while the documentation isn't out?
No, the capital stays positioned until your cédula comes through. It's the rule that protects the whole design. The details, in the contract.
What is the included Comfort package?
Romper's complete immigration documentation, with our own team. In both models, it's already in the price.
What if the Group analysis fails my case?
The analysis fee doesn't come back, and in many cases Private is still possible. Which door stays open for you, the agent tells you in the meeting.
What happens in the event of death or something unexpected during the period?
The contract provides for it: succession and exit on a serious event are standard clauses, presented before any signature.
The common path makes your capitalwait for you.
The Aceleradora flips the order: analysis, contract, contribution through the corporate route; and your documentation running in parallel, with the same team.
